Rate Changes
by Scott Bilker
The bank gave me a fixed 9.99 rate, then it changed the rate to a variable 14.99...
Credit Reports
by Scott Bilker
I am paying off 7,500 dollars of debt soon. When should I ask for my credit reports?
Drowning in debt
by Scott Bilker
I am drowning in debt. I am attempting to figure out a budget that is livable....
Buying a House After Bankruptcy
by Scott Bilker
How hard is it to buy a house after filing for chapter seven bankruptcy? How long will it take to get a house? What are some of the things I need to do before even going to try to buy a house?
Divorce and credit
by Scott Bilker
I am in the process of divorce and there are several credit cards and creditors that will need to be paid, but I have been advised by my attorney to make only the minimum payment between now and the trial for the divorce. Many of these are also overdue and so collection agencies, etc. call me to try and collect. How can I approach these creditors and let them know that the debt will be repaid eventually, but that circumstances prevent me from paying the debt in full at this time?
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